Privacy Policy

A legal disclaimer

Privacy Policy for Refi My Mortgage KC

Effective Date: 9/19/2025

1. Introduction

Welcome to Refi My Mortgage KC. We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.refimymortgagekc.com.

2. Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, phone number, mailing address, and other contact details you provide via forms or inquiries.
Financial Information: Mortgage details, income, credit score, and other financial data necessary for refinancing services.
Usage Data: IP address, browser type, operating system, pages visited, and time spent on the site.
Cookies and Tracking Technologies: We use cookies to enhance user experience and analyze website traffic.

3. How We Use Your Information

We use the information we collect to:

Provide and manage mortgage refinancing services
Respond to inquiries and provide customer support
Improve website functionality and user experience
Send promotional communications (with your consent)
Comply with legal obligations

4. Sharing Your Information

We do not sell your personal information. We may share your data with:

Trusted third-party service providers (e.g., mortgage lenders, CRM platforms)
Legal authorities when required by law
Business partners with your consent

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction.

6. Your Rights

Depending on your location, you may have the right to:

Access the personal data we hold about you
Request correction or deletion of your data
Object to or restrict certain data processing activities
Withdraw consent at any time

To exercise these rights, please contact us at refimymortgagekc@gmail.com.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Refi My Mortgage KC
Email: refimymortgage@gmail.com

Accessibility Statement for Refi My Mortgage KC

Effective Date: 9/19/2025

At Refi My Mortgage KC, we are committed to ensuring digital accessibility for all users, including individuals with disabilities. We strive to continually improve the user experience for everyone and apply relevant accessibility standards to enhance usability.

Our Commitment

We aim to make our website accessible and inclusive by:

Designing and developing our site in accordance with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA.
Ensuring compatibility with assistive technologies such as screen readers, voice recognition software, and keyboard-only navigation.
Providing alternative text for images and ensuring clear, readable content.
Maintaining consistent navigation and structure throughout the site.

Accessibility Features

Our website includes the following features to support accessibility:

Text alternatives for non-text content
Keyboard navigability
Sufficient color contrast
Resizable text
Clear headings and labels

Ongoing Efforts

We are actively working to maintain and improve the accessibility of our website. Regular audits and updates are conducted to identify and fix accessibility issues.

Feedback

We welcome your feedback on the accessibility of Refi My Mortgage KC. If you encounter any barriers or have suggestions for improvement, please contact us:

Email: refimymortgagekc@gmail.com

We will make every reasonable effort to address your concerns and provide the information you need in an accessible format.

Terms & Conditions

Terms and Conditions for Refi My Mortgage KC

Effective Date: 9/21/2025

1. Acceptance of Terms

By accessing or using www.refimymortgagekc.com (“Website”), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use the Website.

2. Services Provided

Refi My Mortgage KC provides information and services related to mortgage refinancing. All content is for informational purposes only and does not constitute financial, legal, or professional advice.

3. Eligibility

You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you meet this age requirement.

4. User Responsibilities

You agree to:

Provide accurate and complete information when submitting inquiries or forms
Use the Website in compliance with all applicable laws and regulations
Not use the Website for any unlawful or fraudulent purposes

5. Intellectual Property

All content on this Website, including text, graphics, logos, and software, is the property of Refi My Mortgage KC or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

6. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites. Use them at your own risk.

7. Disclaimer of Warranties

The Website and its content are provided “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any information on the Website.

8. Limitation of Liability

To the fullest extent permitted by law, Refi My Mortgage KC shall not be liable for any damages arising out of or related to your use of the Website, including but not limited to direct, indirect, incidental, or consequential damages.

9. Indemnification

You agree to indemnify and hold harmless Refi My Mortgage KC, its affiliates, and employees from any claims, liabilities, damages, or expenses arising from your use of the Website or violation of these Terms.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website after changes constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law principles.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Refi My Mortgage KC
Email: refimymortgagekc@gmail.com